• No minimum deposit to open.

• Interest will be compounded annually and credited to the account annually.
• At the end of the club account period, October 1, of the given year, the funds in the account will be mailed to you by check.

• Transfers are limited to six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, telephone
  agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order, made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail, or at an ATM are unlimited.
• A per withdrawal fee of $1 will be charged for each transaction in excess
  of one (1) per year.

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