Annual Privacy Policy Notice


What Does Thayer County Bank Do With Your Personal Information?

 

Thayer County Bank Annual Privacy Statement                                     Rev.  11/2010

 FACTS

What Does Thayer County Bank Do with your Personal Information

Why?

 

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share and protect your personal information.  Please read this notice carefully to understand what we do.

 

What?

 

The types of personal information we collect and share depend on the product or services you have with us.  This information can include: 

   Social Security number and Income

   Transaction History and Account Balances

   Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

 

How?

 

All financial companies need to share customers’ personal information to run their

everyday business.  In the section below, we list the reasons financial companies can

share their customers’ personal information; the reasons Thayer County Bank

chooses to share; and whether you can limit this sharing.

 

                                                                                                         

Reasons we can share your personal information

Does Thayer County Bank share?

Can you limit this sharing?

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

Yes

No

 

For our marketing purposes –

to offer our products and services to you

 

No

We Don't Share

For joint marketing with other financial companies

 

No

We Don't Share

For our affiliates’ everyday business purposes –

information about your transactions and experiences

 

No

We Don't Share

For our affiliates’ everyday business purposes –

information about your creditworthiness

 

No

We Don't Share

For nonaffiliates to market to you

 

No

We Don't Share

 

 

 

Questions?

Call (402) 768-6027 or go to www.thayercountybank.com

       

 

Who we are

Who is providing this notice?

Thayer County Bank

What we do

 

How does Thayer County Bank protect my personal information

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

 

How does Thayer County Bank collect my personal information?

We collect your personal information, for example, when you

  • Open a deposit account or Deposit money

  • Pay your bills or Apply for a loan

  • Use your debit card

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness

  • Affiliates from using your information to market to you

  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Thayer County Bank has no affiliates.

 

Non-affiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • Thayer County Bank does not share with non-affiliates so they can market to you.

 

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Thayer County Bank does not jointly market.

 

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