Services: Rates

All Rates and Annual Percentage Yields Effective:
July 18, 2014 through August 1, 2014
*NOTE: Rates subject to change without notice

 


 Account Rates

Items
    Interest Rate **A.P.Y
Plus Interest Checking    
  up to $2,499.99 0.05% 0.05%
  $2,500.00 - $24,999.99 0.10% 0.10%
  $25,000.00 and up 0.15% 0.15%
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Minimum balance to open Plus Interest Checking is $1,000.  Fees may reduce yield on these accounts. Interest Rate & **APY may change.

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Christmas Club Savings Interest Rate **A.P.Y
  up to $2,499.99 0.10% 0.10%
  $2,500.00 - $24,999.99 0.20% 0.20%
  $25,000.00 and up 0.30% 0.30%

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No Minimum balance is required to open Christmas Club Savings.
Fees may reduce yield on these accounts.
Interest Rate & APY may change.

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Future Savings Interest Rate **A.P.Y
  up to $2,499.99 0.10% 0.10%
  $2,500.00 - $24,999.99 0.20% 0.20%
  $25,000.00 and up 0.30% 0.30%

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No Minimum balance is required to open Future Savings.
Fees may reduce yield on these accounts.
Interest Rate & APY may change.

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IRA Savings Interest Rate **A.P.Y
  up to $2,499.99 0.83% 0.83%
  $2,500.00 - $24,999.99 1.09% 1.09%
  $25,000.00 and up 1.09% 1.09%

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No Minimum balance required to open IRA Savings
Fees may reduce yield on these accounts.
Interest Rate & APY may change.

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Performance Money Market Interest Rate **A.P.Y
  up to $2,499.99 0.10% 0.10%
  $2,500.00 - $24,999.99 0.20% 0.20%
  $25,000.00 and up 0.30% 0.30%

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A $2,500 Minimum balance is required to open a Performance Account.   Fees may reduce yield on these accounts.  Interest Rate & **APY may change.

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Heritage Club Interest Rate **A.P.Y
  up to $2,499.99 0.05 0.05%
  $2,500.00 - $24,999.99 0.10% 0.10%
  $25,000.00 and up 0.15% 0.15%

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A $1,500 Minimum balance is required to open Heritage Club Account.  Fees may reduce yield on these accounts.  Interest Rate & **APY may change.

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Certificates of Deposit 

  • Guaranteed Interest Rates apply during the stated period of time.

  • A $500 Minimum balance is required to open a Time Certificate.

  • Substantial penalty for early withdrawal of funds. 

  • The Annual Percentage Yield is based upon monthly compounding.

Maturity Terms Interest Rate **A.P.Y
 
6 Month CD    
  $500 to $2,499.99 .40% .40%
  $2,500.00 - $24,999.99 .50% .50%
  $25,000.00 and up .50% .50%
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12 Month CD    
  $500 to $2,499.99 .50% .50%
  $2,500.00 - $24,999.99 .60% .60%
  $25,000.00 and up .60% .60%
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24 Month CD    
  $500 to $2,499.99 .75% .75%
  $2,500.00 - $24,999.99 .90% .90%
  $25,000.00 and up .90% .90%
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48 Month CD    
  $500 to $2,499.99 1.00% 1.00%
  $2,500.00 - $24,999.99 1.12% 1.12%
  $25,000.00 and up 1.25% 1.26%
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  **Annual Percentage Yield

 

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