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Services:
Rates
All Rates and Annual Percentage
Yields Effective:
May 17, 2013 through May 31, 2013
*NOTE: Rates subject to change without notice
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Account Rates
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Items |
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Interest Rate |
**A.P.Y |
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Plus Interest Checking |
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up to $2,499.99 |
0.05% |
0.05% |
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$2,500.00 - $24,999.99 |
0.10% |
0.10% |
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$25,000.00 and up |
0.15% |
0.15% |

Minimum balance to open Plus Interest Checking is
$1,000.
Fees may reduce yield on these accounts.
Interest Rate & **APY may change. |
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Return to the Top |
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Christmas Club Savings |
Interest Rate |
**A.P.Y |
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up to $2,499.99 |
0.10% |
0.10% |
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$2,500.00 - $24,999.99 |
0.20% |
0.20% |
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$25,000.00 and up |
0.30% |
0.30% |
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No Minimum balance is required to open Christmas Club
Savings.
Fees may reduce yield on these accounts.
Interest Rate & APY may change. |
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Return to the Top |
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Future Savings |
Interest Rate |
**A.P.Y |
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up to $2,499.99 |
0.10% |
0.10% |
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$2,500.00 - $24,999.99 |
0.20% |
0.20% |
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$25,000.00 and up |
0.30% |
0.30% |
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No Minimum balance is required to open Future
Savings.
Fees may reduce yield on these accounts.
Interest Rate & APY may change. |
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Return to the Top |
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IRA Savings |
Interest Rate |
**A.P.Y |
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up to $2,499.99 |
0.83% |
0.83% |
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$2,500.00 - $24,999.99 |
1.09% |
1.09% |
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$25,000.00 and up |
1.09% |
1.09% |
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No Minimum balance required to open IRA
Savings
Fees may reduce yield on these accounts.
Interest Rate & APY may change. |
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Return to the Top |
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Health Savings Accounts |
Interest Rate |
**A.P.Y |
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up to $2,499.99 |
.25% |
.25% |
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$2,500.00 - $24,999.99 |
.51% |
.51% |
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$25,000.00 and up |
1.09% |
1.09% |
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A $1 Minimum balance is required to open Health Savings
Account
Fees may reduce yield on these accounts.
Interest Rate & APY may change. |
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Return to the Top |
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Performance Money Market |
Interest Rate |
**A.P.Y |
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up to $2,499.99 |
0.10% |
0.10% |
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$2,500.00 - $24,999.99 |
0.20% |
0.20% |
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$25,000.00 and up |
0.30% |
0.30% |
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A $2,500 Minimum balance is required to open a
Performance Account. Fees may reduce yield on these accounts.
Interest Rate & **APY may change. |
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Return to the Top |
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Heritage Club |
Interest Rate |
**A.P.Y |
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up to $2,499.99 |
0.05 |
0.05% |
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$2,500.00 - $24,999.99 |
0.10% |
0.10% |
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$25,000.00 and up |
0.15% |
0.15% |
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A $1,500 Minimum balance is required to open Heritage
Club Account.
Fees may reduce yield on these accounts.
Interest Rate & **APY may change. |
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Return to the Top |
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Certificates of Deposit
-
Guaranteed Interest Rates apply
during the stated period of time.
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A $500 Minimum balance is
required to open a Time Certificate.
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Substantial penalty for early
withdrawal of funds.
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The Annual Percentage Yield is
based upon monthly compounding.
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Maturity Terms |
Interest Rate |
**A.P.Y |
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6 Month CD |
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$500 to $2,499.99 |
.40% |
.40% |
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$2,500.00 -
$24,999.99 |
.50% |
.50% |
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$25,000.00 and up |
.50% |
.50% |
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Return to the Top |
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12 Month CD |
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$500 to $2,499.99 |
.50% |
.50% |
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$2,500.00 - $24,999.99 |
.60% |
.60% |
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$25,000.00
and up |
.60% |
.60% |
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Return to the Top |
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24 Month CD |
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$500 to $2,499.99 |
.75% |
.75% |
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$2,500.00 - $24,999.99 |
.90% |
.90% |
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$25,000.00 and up |
.90% |
.90% |
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Return to the Top |
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48 Month CD |
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$500 to $2,499.99 |
1.00% |
1.00% |
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$2,500.00 - $24,999.99 |
1.12% |
1.12% |
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$25,000.00 and up |
1.25% |
1.26% |
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Return to the Top |
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**Annual
Percentage Yield |