Current Rates: All Rates and Annual Percentage Yields Effective: January 1, 2021 - January 31, 2021
*NOTE: Rates subject to change without notice
Account Rates
Plus Interest Checking Rates
|
|
Interest Rate | **A.P.Y. |
| Up to $2,499.99 |
0.05% |
0.05% |
| $2,500.00 - $24,999.99 |
0.06% |
0.06% |
| $25,000.00 - $49,999.99 |
0.07% |
0.07% |
| $50,000.00 - $74,999.99 |
0.10% |
0.10% |
| $75,000.00 and up |
0.10% |
0.10% |
- Minimum balance to open Plus Interest Checking is $1,000.
- Fees may reduce yield on these accounts.
- Interest Rate & **APY may change.
|
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Money Market Account Rates
|
|
Interest Rate | **A.P.Y. |
| Up to $2,499.99 |
0.05% |
0.05% |
| $2,500.00 - $24,999.99 |
0.10% |
0.10% |
| $25,000.00 - $49,999.99 |
0.15% |
0.15% |
| $50,000.00 - $74,999.99 |
0.15% |
0.15% |
| $75,000.00 and up |
0.15% |
0.15% |
- Minimum balance to open Money Market Account is $2,500.
- Fees may reduce yield on these accounts.
- Interest Rate & **APY may change.
|
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Future Savings Rates
|
|
Interest Rate | **A.P.Y. |
| Up to $2,499.99 |
0.05% |
0.05% |
| $2,500.00 - $24,999.99 |
0.10% |
0.10% |
| $25,000.00 - $49,999.99 |
0.12% |
0.12% |
| $50,000.00 - $74,999.99 |
0.12% |
0.12% |
| $75,000.00 and up |
0.12% |
0.12% |
- No Minimum balance is required to open Future Savings.
- Fees may reduce yield on these accounts.
- Interest Rate & **APY may change.
|
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Health Savings Account (HSA) Rates
|
|
Interest Rate | **A.P.Y. |
| Up to $2,499.99 |
0.05% |
0.05% |
| $2,500.00 - $24,999.99 |
0.13% |
0.13% |
| $25,000.00 - $49,999.99 |
0.13% |
0.13% |
| $50,000.00 - $74,999.99 |
0.20% |
0.20% |
| $75,000.00 and up |
0.25% |
0.25% |
- Minimum balance to open a Health Savings Account is $1.
- Interest Rate & **APY may change.
|
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IRA Savings Rates
|
|
Interest Rate | **A.P.Y. |
| Up to $2,499.99 |
.32% |
.32% |
| $2,500.00 - $24,999.99 |
.33% |
.33% |
| $25,000.00 - $49,999.99 |
.37% |
.37% |
| $50,000.00 - $74,999.99 |
.37% |
.37% |
| $75,000.00 and up |
.37% |
.37% |
- Minimum balance to open IRA Savings Account is $1.
- Fees may reduce yield on these accounts.
- Interest Rate & **APY may change
|
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Certificates of Deposit
Guaranteed Interest Rates apply during the stated period of time.
A $2,500 Minimum balance is required to open a Time Certificate.
Substantial penalty for early withdrawal of funds.
The Annual Percentage Yield assumes interest will remain on deposit until maturity.
6 Month CD Rates
|
Interest Rate | **A.P.Y. |
| $25,000.00 - $49,999.99 |
.16% |
.16% |
| $50,000.00 - $74,999.99 |
.18% |
.18% |
| $75,000.00 and up |
.20% |
.20% |
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12 Month CD Rates
|
Interest Rate | **A.P.Y. |
| $25,000.00 - $49,999.99 |
.28% |
.28% |
| $50,000.00 - $74,999.99 |
.29% |
.29% |
| $75,000.00 and up |
.30% |
.30% |
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24 Month CD Rates
|
Interest Rate | **A.P.Y. |
| $2,500.00 - $24,999.99 |
.30% |
.30% |
| $25,000.00 - $49,999.99 |
.32% |
.32% |
| $50,000.00 - $74,999.99 |
.35% |
.35% |
| $75,000.00 and up |
.35% |
.35% |
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48 Month CD Rates
|
Interest Rate | **A.P.Y. |
| $2,500.00 - $24,999.99 |
.45% |
.45% |
| $25,000.00 - $49,999.99 |
.48% |
.48% |
| $50,000.00 - $74,999.99 |
.48% |
.48% |
| $75,000.00 and up |
.50% |
.50% |
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60 Month CD Rates
|
Interest Rate | **A.P.Y. |
| $2,500.00 - $24,999.99 |
.60% |
.60% |
| $25,000.00 - $49,999.99 |
.63% |
.63% |
| $50,000.00 - $74,999.99 |
.65% |
.65% |
| $75,000.00 and up |
.65% |
.65% |
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** Annual Percentage Yield
