Rates

Current Rates: All Rates and Annual Percentage Yields Effective: April 1, 2024 - April 30, 2024

*NOTE: Rates subject to change without notice

Account Rates

Plus Interest Checking Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.36%	0.36%
$2,500.00 - $24,999.99	0.42%	0.42%
$25,000.00 - $49,999.99	0.67%	0.67%
$50,000.00 - $74,999.99	0.73%	0.753
$75,000.00 and up	0.78%	0.78%
Minimum balance to open Plus Interest Checking is $1,000.‌ Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Money Market - Personal Account Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.77%	0.77%
$2,500.00 - $24,999.99	0.83%	0.83%
$25,000.00 - $49,999.99	1.08%	1.09%
$50,000.00 - $74,999.99	1.14%	1.15%
$75,000.00 and up	1.19%	1.20%
Minimum balance to open Money Market Account is $2,500.‌ Fees may reduce yield on these accounts. Interest Rate & **APY may change

Money Market - Business and Public Funds Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.70%	0.70%
$2,500.00 - $24,999.99	1.75%	1.76%
$25,000.00 - $49,999.99	1.84%	1.86%
$50,000.00 - $74,999.99	1.95%	1.97%
$75,000.00 - $249,999.99	2.04%	2.06%
$250,000.00-$499,999.99	2.12%	2.14%
$500,000.00 and up	2.17%	2.19%
Minimum balance to open Money Market Account is $2,500.00. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Now Account - Business & Public Funds Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.10%	0.10%
$2,500.00 - $24,999.99	0.23%	0.23%
$25,000.00 - $49,999.99	0.33%	0.33%
$50,000.00 - $74,999.99	0.63%	0.63%
$75,000.00 - $249,999.99	0.91%	0.91%
$250,000.00-$499,999.99	1.01%	1.01%
$500,000.00 and up	1.08%	1.09%
Minimum balance to open Now Account is $1,000.00. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Future Savings Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.43%	0.43%
$2,500.00 - $24,999.99	0.49%	0.49%
$25,000.00 - $49,999.99	0.74%	0.74%
$50,000.00 - $74,999.99	0.80%	0.80%
$75,000.00 and up	0.85%	0.85%
No Minimum balance is required to open Future Savings. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Health Savings Account (HSA) Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	1.03%	1.03%
$2,500.00 - $24,999.99	1.93%	1.94%
$25,000.00 - $49,999.99	2.18%	2.20%
$50,000.00 - $74,999.99	2.33%	2.35%
$75,000.00 and up	2.38%	2.40%
Minimum balance to open a Health Savings Account is $1.‌ Interest Rate & **APY may change.

IRA Savings Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	2.12%	2.14%
$2,500.00 - $24,999.99	2.17%	2.19%
$25,000.00 - $49,999.99	2.19%	2.21%
$50,000.00 - $74,999.99	2.22%	2.24%
$75,000.00 and up	2.27%	2.29%
Minimum balance to open IRA Savings Account is $1. Fees may reduce yield on these accounts. Interest Rate & **APY may change

Guaranteed Interest Rates apply during the stated period of time.

A $2,500 Minimum balance is required to open a Time Certificate.

Substantial penalty for early withdrawal of funds.

The Annual Percentage Yield assumes interest will remain on deposit until maturity.

** Annual Percentage Yield