Rates

Current Rates: All Rates and Annual Percentage Yields Effective: July 1, 2021 - July  31, 2021

*NOTE: Rates subject to change without notice

Account Rates

Plus Interest Checking Rates

Interest Rate**A.P.Y.
Up to $2,499.99 0.05% 0.05%
$2,500.00 - $24,999.99 0.06% 0.06%
$25,000.00 - $49,999.99 0.07% 0.07%
$50,000.00 - $74,999.99 0.10% 0.10%
$75,000.00 and up  0.10% 0.10%
  • Minimum balance to open Plus Interest Checking is $1,000.‌
  • Fees may reduce yield on these accounts.
  • Interest Rate & **APY may change.

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Money Market Account Rates

Interest Rate**A.P.Y.
Up to $2,499.99 0.05% 0.05%
$2,500.00 - $24,999.99 0.08% 0.08%
$25,000.00 - $49,999.99 0.11% 0.11%
$50,000.00 - $74,999.99 0.11% 0.11%
$75,000.00 and up  0.13% 0.13%
  • Minimum balance to open Money Market Account is $2,500.‌
  • Fees may reduce yield on these accounts.
  • Interest Rate & **APY may change.

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Future Savings Rates

Interest Rate**A.P.Y.
Up to $2,499.99 0.03% 0.03%
$2,500.00 - $24,999.99 0.03% 0.03%
$25,000.00 - $49,999.99 0.10% 0.10%
$50,000.00 - $74,999.99 0.10% 0.10%
$75,000.00 and up  0.12% 0.12%
  • No Minimum balance is required to open Future Savings.
  • Fees may reduce yield on these accounts.
  • Interest Rate & **APY may change.

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Health Savings Account (HSA) Rates

Interest Rate**A.P.Y.
Up to $2,499.99 0.10% 0.10%
$2,500.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.22% 0.22%
$50,000.00 - $74,999.99 0.22% 0.22%
$75,000.00 and up  0.22% 0.22%
  • Minimum balance to open a Health Savings Account is $1.‌
  • Interest Rate & **APY may change.

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IRA Savings Rates

Interest Rate**A.P.Y.
Up to $2,499.99 .17% .17%
$2,500.00 - $24,999.99 .18% .18%
$25,000.00 - $49,999.99 .22% .22%
$50,000.00 - $74,999.99 .22% .22%
$75,000.00 and up  .22% .22%
  • Minimum balance to open IRA Savings Account is $1.
  • Fees may reduce yield on these accounts.
  • Interest Rate & **APY may change

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Certificates of Deposit

Guaranteed Interest Rates apply during the stated period of time.

A $2,500 Minimum balance is required to open a Time Certificate.

Substantial penalty for early withdrawal of funds.

The Annual Percentage Yield assumes interest will remain on deposit until maturity.

6 Month CD Rates

Interest Rate**A.P.Y.
$25,000.00 - $49,999.99 .11% .11%
$50,000.00 - $74,999.99 .13% .13%
$75,000.00 and up  .15% .15%

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12 Month CD Rates

Interest Rate**A.P.Y.
$25,000.00 - $49,999.99 .23% .23%
$50,000.00 - $74,999.99 .24% .24%
$75,000.00 and up  .25% .25%

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24 Month CD Rates

Interest Rate**A.P.Y.
$2,500.00 - $24,999.99 .25% .25%
$25,000.00 - $49,999.99 .27% .27%
$50,000.00 - $74,999.99 .30% .30%
$75,000.00 and up  .30% .30%

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48 Month CD Rates

Interest Rate**A.P.Y.
$2,500.00 - $24,999.99 .42% .42%
$25,000.00 - $49,999.99 .45% .45%
$50,000.00 - $74,999.99 .45% .45%
$75,000.00 and up  .47% .47%

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** Annual Percentage Yield

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