Rates

Current Rates: All Rates and Annual Percentage Yields Effective: June 1, 2023 - June 30, 2023

*NOTE: Rates subject to change without notice

Account Rates

Plus Interest Checking Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.37%	0.37%
$2,500.00 - $24,999.99	0.43%	0.43%
$25,000.00 - $49,999.99	0.68%	0.68%
$50,000.00 - $74,999.99	0.74%	0.74%
$75,000.00 and up	0.79%	0.79%
Minimum balance to open Plus Interest Checking is $1,000.‌ Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Money Market Account Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.60%	0.60%
$2,500.00 - $24,999.99	0.66%	0.66%
$25,000.00 - $49,999.99	0.91%	0.92%
$50,000.00 - $74,999.99	0.97%	0.98%
$75,000.00 and up	1.02%	1.03%
Minimum balance to open Money Market Account is $2,500.‌ Fees may reduce yield on these accounts. Interest Rate & **APY may change

Money Market - Business & Public Funds Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.52%	0.52%
$2,500.00 - $24,999.99	1.57%	1.58%
$25,000.00 - $49,999.99	1.66%	1.68%
$50,000.00 - $74,999.99	1.77%	1.79%
$75,000.00 - $249,999.99	1.86%	1.88%
$250,000.00-$499,999.99	1.94%	1.96%
$500,000.00 and up	1.99%	2.01%
Minimum balance to open Money Market Account is $2,500.00. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Now Account - Business & Public Funds Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.29%	0.29%
$2,500.00 - $24,999.99	0.58%	0.58%
$25,000.00 - $49,999.99	0.78%	0.78%
$50,000.00 - $74,999.99	1.08%	1.09%
$75,000.00 - $249,999.99	1.36%	1.37%
$250,000.00-$499,999.99	1.46%	1.47%
$500,000.00 and up	1.53%	1.54%
Minimum balance to open Now Account is $1,000.00. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Future Savings Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.26%	0.26%
$2,500.00 - $24,999.99	0.32%	0.32%
$25,000.00 - $49,999.99	0.57%	0.57%
$50,000.00 - $74,999.99	0.63%	0.63%
$75,000.00 and up	0.68%	0.68%
No Minimum balance is required to open Future Savings. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Health Savings Account (HSA) Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	1.50%	1.51%
$2,500.00 - $24,999.99	2.00%	2.02%
$25,000.00 - $49,999.99	2.25%	2.27%
$50,000.00 - $74,999.99	2.40%	2.43%
$75,000.00 and up	2.45%	2.48%
Minimum balance to open a Health Savings Account is $1.‌ Interest Rate & **APY may change.

IRA Savings Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	2.19%	2.21%
$2,500.00 - $24,999.99	2.24%	2.26%
$25,000.00 - $49,999.99	2.26%	2.28%
$50,000.00 - $74,999.99	2.29%	2.31%
$75,000.00 and up	2.34%	2.37%
Minimum balance to open IRA Savings Account is $1. Fees may reduce yield on these accounts. Interest Rate & **APY may change

Guaranteed Interest Rates apply during the stated period of time.

A $2,500 Minimum balance is required to open a Time Certificate.

Substantial penalty for early withdrawal of funds.

The Annual Percentage Yield assumes interest will remain on deposit until maturity.

** Annual Percentage Yield