Rates

Current Rates: All Rates and Annual Percentage Yields Effective: February 1, 2020 - February 29, 2020

*NOTE: Rates subject to change without notice

Account Rates

Plus Interest Checking Rates

Interest Rate**A.P.Y.
Up to $2,499.99 0.15% 0.15%
$2,500.00 - $24,999.99 0.16% 0.16%
$25,000.00 - $49,999.99 0.17% 0.17%
$50,000.00 - $74,999.99 0.18% 0.18%
$75,000.00 and up  0.20% 0.20%
  • Minimum balance to open Plus Interest Checking is $1,000.‌
  • Fees may reduce yield on these accounts.
  • Interest Rate & **APY may change.

Return to the top

Money Market Account Rates

Interest Rate**A.P.Y.
Up to $2,499.99 0.25% 0.25%
$2,500.00 - $24,999.99 0.32% 0.32%
$25,000.00 - $49,999.99 0.35% 0.35%
$50,000.00 - $74,999.99 0.42% 0.42%
$75,000.00 and up  0.57% 0.57%
  • Minimum balance to open Money Market Account is $2,500.‌
  • Fees may reduce yield on these accounts.
  • Interest Rate & **APY may change.

Return to the top

Future Savings Rates

Interest Rate**A.P.Y.
Up to $2,499.99 0.15% 0.15%
$2,500.00 - $24,999.99 0.23% 0.23%
$25,000.00 - $49,999.99 0.31% 0.31%
$50,000.00 - $74,999.99 0.39% 0.39%
$75,000.00 and up  0.47% 0.47%
  • No Minimum balance is required to open Future Savings.
  • Fees may reduce yield on these accounts.
  • Interest Rate & **APY may change.

Return to the top

Health Savings Account (HSA) Rates

Interest Rate**A.P.Y.
Up to $2,499.99 0.10% 0.10%
$2,500.00 - $24,999.99 0.20% 0.20%
$25,000.00 - $49,999.99 0.40% 0.40%
$50,000.00 - $74,999.99 0.50% 0.50%
$75,000.00 and up  0.64% 0.64%
  • Minimum balance to open a Health Savings Account is $1.‌
  • Interest Rate & **APY may change.

Return to the top

IRA Savings Rates

Interest Rate**A.P.Y.
Up to $2,499.99 1.08% 1.09%
$2,500.00 - $24,999.99 1.23% 1.24%
$25,000.00 - $49,999.99 1.33% 1.34%
$50,000.00 - $74,999.99 1.43% 1.44%
$75,000.00 and up  1.48% 1.49%
  • Minimum balance to open IRA Savings Account is $1.
  • Fees may reduce yield on these accounts.
  • Interest Rate & **APY may change

Return to the top

Certificates of Deposit

Guaranteed Interest Rates apply during the stated period of time.

A $500 Minimum balance is required to open a Time Certificate.

Substantial penalty for early withdrawal of funds.

The Annual Percentage Yield assumes interest will remain on deposit until maturity.

6 Month CD Rates

Interest Rate**A.P.Y.
Up to $2,499.99 .89% .89%
$2,500.00 - $24,999.99 .99% .99%
$25,000.00 - $49,999.99 1.04% 1.04%
$50,000.00 - $74,999.99 1.09% 1.09%
$75,000.00 and up  1.11% 1.12%

Return to the top

12 Month CD Rates

Interest Rate**A.P.Y.
Up to $2,499.99 1.33% 1.34%
$2,500.00 - $24,999.99 1.43% 1.44%
$25,000.00 - $49,999.99 1.48% 1.49%
$50,000.00 - $74,999.99 1.53% 1.54%
$75,000.00 and up  1.55% 1.56%

Return to the top

24 Month CD Rates

Interest Rate**A.P.Y.
Up to $2,499.99 1.16% 1.16%
$2,500.00 - $24,999.99 1.26% 1.27%
$25,000.00 - $49,999.99 1.31% 1.32%
$50,000.00 - $74,999.99 1.36% 1.37%
$75,000.00 and up  1.41% 1.42%

Return to the top

48 Month CD Rates

Interest Rate**A.P.Y.
Up to $2,499.99 1.31% 1.32%
$2,500.00 - $24,999.99 1.41% 1.42%
$25,000.00 - $49,999.99 1.46% 1.47%
$50,000.00 - $74,999.99 1.56% 1.57%
$75,000.00 and up  1.56% 1.57%

Return to the top

60 Month CD Rates

Interest Rate**A.P.Y.
$10,000.00 and up             1.53% 1.54%

Return to the top

Rates

** Annual Percentage Yield

Events