Rates

Current Rates: All Rates and Annual Percentage Yields Effective: July 1, 2024 - July 31, 2024

*NOTE: Rates subject to change without notice

Account Rates

Plus Interest Checking Rates
		Interest Rate	**A.P.Y.
Up to $2,499.99		0.36%	0.36%
$2,500.00 - $24,999.99		0.42%	0.42%
$25,000.00 - $49,999.99		0.67%	0.67%
$50,000.00 - $74,999.99		0.73%	0.753
$75,000.00 and up		0.78%	0.78%
Minimum balance to open Plus Interest Checking is $1,000.‌ Fees may reduce yield on these accounts. Interest Rate & **APY may change.

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Money Market - Personal Account Rates
		Interest Rate	**A.P.Y.
Up to $2,499.99		0.67%	0.67%
$2,500.00 - $24,999.99		0.73%	0.73%
$25,000.00 - $49,999.99		0.98%	0.98%
$50,000.00 - $74,999.99		1.04%	1.04%
$75,000.00 and up		1.09%	1.10%
Minimum balance to open Money Market Account is $2,500.‌ Fees may reduce yield on these accounts. Interest Rate & **APY may change

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Money Market - Business and Public Funds Rates
		Interest Rate	**A.P.Y.
Up to $2,499.99		0.60%	0.60%
$2,500.00 - $24,999.99		1.65%	1.66%
$25,000.00 - $49,999.99		1.74%	1.75%
$50,000.00 - $74,999.99		1.85%	1.87%
$75,000.00 - $249,999.99		1.94%	1.96%
$250,000.00-$499,999.99		2.02%	2.04%
$500,000.00 and up		2.07%	2.09%
Minimum balance to open Money Market Account is $2,500.00. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

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Now Account - Business & Public Funds Rates
		Interest Rate	**A.P.Y.
Up to $2,499.99		0.02%	0.02%
$2,500.00 - $24,999.99		0.15%	0.15%
$25,000.00 - $49,999.99		0.25%	0.25%
$50,000.00 - $74,999.99		0.55%	0.55%
$75,000.00 - $249,999.99		0.83%	0.83%
$250,000.00-$499,999.99		0.93%	0.93%
$500,000.00 and up		1.00%	1.00%
Minimum balance to open Now Account is $1,000.00. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

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Future Savings Rates
		Interest Rate	**A.P.Y.
Up to $2,499.99		0.43%	0.43%
$2,500.00 - $24,999.99		0.49%	0.49%
$25,000.00 - $49,999.99		0.74%	0.74%
$50,000.00 - $74,999.99		0.80%	0.80%
$75,000.00 and up		0.85%	0.85%
No Minimum balance is required to open Future Savings. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

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Health Savings Account (HSA) Rates
		Interest Rate	**A.P.Y.
Up to $2,499.99		0.05%	0.05%
$2,500.00 - $24,999.99		1.93%	1.94%
$25,000.00 - $49,999.99		2.18%	2.20%
$50,000.00 - $74,999.99		2.33%	2.35%
$75,000.00 and up		2.38%	2.40%
Minimum balance to open a Health Savings Account is $1.‌ Interest Rate & **APY may change.

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IRA Savings Rates
		Interest Rate	**A.P.Y.
Up to $2,499.99		2.12%	2.14%
$2,500.00 - $24,999.99		2.17%	2.19%
$25,000.00 - $49,999.99		2.19%	2.21%
$50,000.00 - $74,999.99		2.22%	2.24%
$75,000.00 and up		2.27%	2.29%
Minimum balance to open IRA Savings Account is $1. Fees may reduce yield on these accounts. Interest Rate & **APY may change

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Certificates of Deposit

Guaranteed Interest Rates apply during the stated period of time.

A $2,500 Minimum balance is required to open a Time Certificate.

Substantial penalty for early withdrawal of funds.

The Annual Percentage Yield assumes interest will remain on deposit until maturity.

6 Month CD Rates
		Interest Rate	**A.P.Y.
$2,500.00 - $24,999.99		4.63%	4.71%
$25,000.00 - $49,999.99		4.88%	4.97%
$50,000.00 - $74,999.99		5.03%	5.13%
$75,000.00 and up		5.08%	5.18%

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12 Month CD Rates
		Interest Rate	**A.P.Y.
$2,500.00 - $24,999.99		4.30%	4.37%
$25,000.00 - $49,999.99		4.55%	4.63%
$50,000.00 - $74,999.99		4.70%	4.78%
$75,000.00 and up		4.75%	4.84%

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24 Month CD Rates
		Interest Rate	**A.P.Y.
$2,500.00 - $24,999.99		3.74%	3.79%
$25,000.00 - $49,999.99		3.99%	4.05%
$50,000.00 - $74,999.99		4.14%	4.20%
$75,000.00 and up		4.19%	4.26%

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48 Month CD Rates
		Interest Rate	**A.P.Y.
$2,500.00 - $24,999.99		3.39%	3.44%
$25,000.00 - $49,999.99		3.64%	3.70%
$50,000.00 - $74,999.99		3.79%	3.85%
$75,000.00 and up		3.84%	3.91%

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** Annual Percentage Yield