Rates

Current Rates: All Rates and Annual Percentage Yields Effective: September 1, 2024 - September 30, 2024

*NOTE: Rates subject to change without notice

Account Rates

Plus Interest Checking Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.36%	0.36%
$2,500.00 - $24,999.99	0.42%	0.42%
$25,000.00 - $49,999.99	0.67%	0.67%
$50,000.00 - $74,999.99	0.73%	0.753
$75,000.00 and up	0.78%	0.78%
Minimum balance to open Plus Interest Checking is $1,000.‌ Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Money Market - Personal Account Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.67%	0.67%
$2,500.00 - $24,999.99	0.73%	0.73%
$25,000.00 - $49,999.99	0.98%	0.98%
$50,000.00 - $74,999.99	1.04%	1.04%
$75,000.00 and up	1.09%	1.10%
Minimum balance to open Money Market Account is $2,500.‌ Fees may reduce yield on these accounts. Interest Rate & **APY may change

Money Market - Business and Public Funds Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.60%	0.60%
$2,500.00 - $24,999.99	1.65%	1.66%
$25,000.00 - $49,999.99	1.74%	1.75%
$50,000.00 - $74,999.99	1.85%	1.87%
$75,000.00 - $249,999.99	1.94%	1.96%
$250,000.00-$499,999.99	2.02%	2.04%
$500,000.00 and up	2.07%	2.09%
Minimum balance to open Money Market Account is $2,500.00. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Now Account - Business & Public Funds Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.02%	0.02%
$2,500.00 - $24,999.99	0.15%	0.15%
$25,000.00 - $49,999.99	0.25%	0.25%
$50,000.00 - $74,999.99	0.55%	0.55%
$75,000.00 - $249,999.99	0.83%	0.83%
$250,000.00-$499,999.99	0.93%	0.93%
$500,000.00 and up	1.00%	1.00%
Minimum balance to open Now Account is $1,000.00. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Future Savings Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.10%	0.10%
$2,500.00 - $24,999.99	0.16%	0.16%
$25,000.00 - $49,999.99	0.41%	0.41%
$50,000.00 - $74,999.99	0.47%	0.47%
$75,000.00 and up	0.52%	0.52%
No Minimum balance is required to open Future Savings. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Health Savings Account (HSA) Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.05%	0.05%
$2,500.00 - $24,999.99	1.24%	1.25%
$25,000.00 - $49,999.99	1.55%	1.56%
$50,000.00 - $74,999.99	1.69%	1.70%
$75,000.00 and up	1.75%	1.76%
Minimum balance to open a Health Savings Account is $1.‌ Interest Rate & **APY may change.

IRA Savings Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	2.12%	2.14%
$2,500.00 - $24,999.99	2.17%	2.19%
$25,000.00 - $49,999.99	2.19%	2.21%
$50,000.00 - $74,999.99	2.22%	2.24%
$75,000.00 and up	2.27%	2.29%
Minimum balance to open IRA Savings Account is $1. Fees may reduce yield on these accounts. Interest Rate & **APY may change

Guaranteed Interest Rates apply during the stated period of time.

A $2,500 Minimum balance is required to open a Time Certificate.

Substantial penalty for early withdrawal of funds.

The Annual Percentage Yield assumes interest will remain on deposit until maturity.

** Annual Percentage Yield