Rates

Current Rates: All Rates and Annual Percentage Yields Effective: February 1, 2023 - February 28, 2023

*NOTE: Rates subject to change without notice

Account Rates

Plus Interest Checking Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.12%	0.12%
$2,500.00 - $24,999.99	0.15%	0.15%
$25,000.00 - $49,999.99	0.17%	0.17%
$50,000.00 - $74,999.99	0.20%	0.20%
$75,000.00 and up	0.22%	0.22%
Minimum balance to open Plus Interest Checking is $1,000.‌ Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Money Market Account Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.16%	0.16%
$2,500.00 - $24,999.99	0.21%	0.21%
$25,000.00 - $49,999.99	0.32%	0.32%
$50,000.00 - $74,999.99	0.42%	0.42%
$75,000.00 and up	0.51%	0.51%
Minimum balance to open Money Market Account is $2,500.‌ Fees may reduce yield on these accounts. Interest Rate & **APY may change

Money Market - Business & Public Funds Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.35%	0.35%
$2,500.00 - $24,999.99	1.00%	1.01%
$25,000.00 - $49,999.99	1.15%	1.16%
$50,000.00 - $74,999.99	1.25%	1.26%
$75,000.00 - $249,999.99	1.30%	1.31%
$250,000.00-$499,999.99	1.45%	1.46%
$500,000.00 and up	1.50%	1.51%
Minimum balance to open Money Market Account is $2,500.00. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Now Account - Business & Public Funds Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.25%	0.25%
$2,500.00 - $24,999.99	0.95%	0.95%
$25,000.00 - $49,999.99	1.00%	1.01%
$50,000.00 - $74,999.99	1.15%	1.16%
$75,000.00 - $249,999.99	1.25%	1.26%
$250,000.00-$499,999.99	1.40%	1.41%
$500,000.00 and up	1.50%	1.51%
Minimum balance to open Money Market Account is $1,000.00. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Future Savings Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.20%	0.20%
$2,500.00 - $24,999.99	0.27%	0.27%
$25,000.00 - $49,999.99	0.35%	0.35%
$50,000.00 - $74,999.99	0.47%	0.47%
$75,000.00 and up	0.59%	0.59%
No Minimum balance is required to open Future Savings. Fees may reduce yield on these accounts. Interest Rate & **APY may change.

Health Savings Account (HSA) Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	0.33%	0.33%
$2,500.00 - $24,999.99	0.49%	0.49%
$25,000.00 - $49,999.99	0.73%	0.73%
$50,000.00 - $74,999.99	0.78%	0.78%
$75,000.00 and up	0.83%	0.83%
Minimum balance to open a Health Savings Account is $1.‌ Interest Rate & **APY may change.

IRA Savings Rates
	Interest Rate	**A.P.Y.
Up to $2,499.99	.17%	.17%
$2,500.00 - $24,999.99	.22%	.22%
$25,000.00 - $49,999.99	.24%	.24%
$50,000.00 - $74,999.99	.27%	.27%
$75,000.00 and up	.32%	.32%
Minimum balance to open IRA Savings Account is $1. Fees may reduce yield on these accounts. Interest Rate & **APY may change

Guaranteed Interest Rates apply during the stated period of time.

A $2,500 Minimum balance is required to open a Time Certificate.

Substantial penalty for early withdrawal of funds.

The Annual Percentage Yield assumes interest will remain on deposit until maturity.

** Annual Percentage Yield