Rates

Current Rates: All Rates and Annual Percentage Yields Effective: May 12, 2020 - May  31, 2020

*NOTE: Rates subject to change without notice

Account Rates

Plus Interest Checking Rates

Interest Rate**A.P.Y.
Up to $2,499.99 0.04% 0.04%
$2,500.00 - $24,999.99 0.06% 0.06%
$25,000.00 - $49,999.99 0.07% 0.07%
$50,000.00 - $74,999.99 0.08% 0.08%
$75,000.00 and up  0.10% 0.10%
  • Minimum balance to open Plus Interest Checking is $1,000.‌
  • Fees may reduce yield on these accounts.
  • Interest Rate & **APY may change.

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Money Market Account Rates

Interest Rate**A.P.Y.
Up to $2,499.99 0.07% 0.07%
$2,500.00 - $24,999.99 0.12% 0.12%
$25,000.00 - $49,999.99 0.27% 0.27%
$50,000.00 - $74,999.99 0.37% 0.37%
$75,000.00 and up  0.37% 0.37%
  • Minimum balance to open Money Market Account is $2,500.‌
  • Fees may reduce yield on these accounts.
  • Interest Rate & **APY may change.

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Future Savings Rates

Interest Rate**A.P.Y.
Up to $2,499.99 0.15% 0.15%
$2,500.00 - $24,999.99 0.25% 0.25%
$25,000.00 - $49,999.99 0.29% 0.29%
$50,000.00 - $74,999.99 0.32% 0.32%
$75,000.00 and up  0.32% 0.32%
  • No Minimum balance is required to open Future Savings.
  • Fees may reduce yield on these accounts.
  • Interest Rate & **APY may change.

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Health Savings Account (HSA) Rates

Interest Rate**A.P.Y.
Up to $2,499.99 0.10% 0.10%
$2,500.00 - $24,999.99 0.25% 0.25%
$25,000.00 - $49,999.99 0.30% 0.30%
$50,000.00 - $74,999.99 0.40% 0.40%
$75,000.00 and up  0.52% 0.52%
  • Minimum balance to open a Health Savings Account is $1.‌
  • Interest Rate & **APY may change.

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IRA Savings Rates

Interest Rate**A.P.Y.
Up to $2,499.99 .40% .40%
$2,500.00 - $24,999.99 .50% .50%
$25,000.00 - $49,999.99 .58% .58%
$50,000.00 - $74,999.99 .63% .63%
$75,000.00 and up  .63% .63%
  • Minimum balance to open IRA Savings Account is $1.
  • Fees may reduce yield on these accounts.
  • Interest Rate & **APY may change

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Certificates of Deposit

Guaranteed Interest Rates apply during the stated period of time.

A $2,500 Minimum balance is required to open a Time Certificate.

Substantial penalty for early withdrawal of funds.

The Annual Percentage Yield assumes interest will remain on deposit until maturity.

6 Month CD Rates
Interest Rate**A.P.Y.
$25,000.00 - $49,999.99 .20% .20%
$50,000.00 - $74,999.99 .25% .25%
$75,000.00 and up  .25% .25%

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12 Month CD Rates
Interest Rate**A.P.Y.
$25,000.00 - $49,999.99 .34% .34%
$50,000.00 - $74,999.99 .46% .46%
$75,000.00 and up  .46% .46%

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24 Month CD Rates
Interest Rate**A.P.Y.
$2,500.00 - $24,999.99 .36% .36%
$25,000.00 - $49,999.99 .41% .41%
$50,000.00 - $74,999.99 .51% .51%
$75,000.00 and up  .51% .51%

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48 Month CD Rates
Interest Rate**A.P.Y.
$2,500.00 - $24,999.99 .76% .76%
$25,000.00 - $49,999.99 .81% .81%
$50,000.00 - $74,999.99 .91% .91%
$75,000.00 and up  .91% .91%

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60 Month CD Rates
Interest Rate**A.P.Y.
$2,500.00 - $24,999.99 .86% .86%
$25,000.00 - $49,999.99 .93% .93%
$50,000.00 - $74,999.99 1.01% 1.01%
$75,000.00 and up 1.01% 1.01%

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** Annual Percentage Yield

Events

Hours

We are taking measures to respond to the circumstances associated with the COVID-19 crisis.

Our lobby is currently closed. If you would like to meet with our deposit or lending staff, please call (402) 768-6027 to schedule an appointment.

Our Drive Thru is open Mon-Fri 8:00-5:00PM and Saturday 8:00-10:00AM.

News

Effective 7/1/2020, we are increasing the amount we make available for withdrawal by checks not subject to next day availability to $225. In addition, the amount available for withdrawal on exception holds for large deposits and new accounts holds is increasing to $5,525.

Just a reminder from your local community bank to protect yourself from fraud and scams.

Thayer County Bank will not call or email you for personal information (e.g., account number, social security number or mother's maiden name).

Please notify us immediately if you receive an unusual call or email claiming to be from Thayer County Bank.

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